We are adding around 20, 000 or 25, 000 M-Pesa customers to our network every day.
FORBES: At the Bottom of the Pyramid, Entrepreneurs Focus on Water, Mobile
Musoni, an Unreasonable Institute applicant and early favorite, disburses microfinance loans through M-Pesa in Kenya.
FORBES: At the Bottom of the Pyramid, Entrepreneurs Focus on Water, Mobile
As recently as a year ago people wondered whether M-PESA's success was a fluke.
Most of the citizen donations came through M-Pesa, a popular mobile-phone based money transfer service for Safaricom.
CNN: Kenyans unite to raise funds for citizens battling drought
Like M-Pesa, EasyPaisa offers remittances and bill pay -- it's already handled more than 270, 000 bill-pay transactions.
CNN: Cell-phone banking offers financial help to Third World
All payments for completed tasks are received by mobile phones, using M-PESA, a popular mobile banking service.
The fact that all these people are registered for M-PESA shows there is a lot of potential.
FORBES: IBM Helps Sweeten Earnings for Kenyan Sugar Cane Cutters
And the volumes and transactions have been growing exponentially helped by our 15, 000 M-Pesa agents across the country.
FORBES: At the Bottom of the Pyramid, Entrepreneurs Focus on Water, Mobile
Varela Hermanos is a major presence in the Panamian town of Pesa, where they established a vocational institute.
To withdraw funds, the receiver visits an M-Pesa agent and requests a withdrawal through his or her mobile phone.
So in some ways, he says, EasyPaisa is probably the model for the future, and not the M-Pesa model.
CNN: Cell-phone banking offers financial help to Third World
Safaricom had a dominant market share when it launched M-PESA, giving the service a large base of potential customers.
The main partners behind M-Pesa are Vodafone (an investor in Safaricom) and Citigroup.
M-Pesa has been crucial to making microfinance work for average small business owners, many of whom do not have bank accounts.
FORBES: At the Bottom of the Pyramid, Entrepreneurs Focus on Water, Mobile
M-PESA, first launched by the Kenyan mobile network operator Safaricom, has since expanded mobile money services into other developing nations.
Although for regulatory reasons M-PESA accounts do not pay interest, the service is used by some people as a savings account.
The incomes of Kenyan households using M-PESA have increased by 5-30% since they started mobile banking, according to a recent study.
Customers use it by depositing money in the M-PESA kitty via 19, 000 local shops that are signed up to the system.
We currently have over three million active users on M-Pesa and over eight million customers registered ready to transact with M-Pesa.
FORBES: At the Bottom of the Pyramid, Entrepreneurs Focus on Water, Mobile
In Kenya the government took the enlightened approach of allowing M-PESA to go ahead, rather than tying Safaricom in red tape.
Afghanistan pays policemen and other officials their wages using the local version of M-PESA. Tanzania accepts tax payments by mobile-money services.
In Kenya, the M-Pesa mobile money transfer system was launched in 2007 and is now woven into the fabric of everyday life.
Both the receiver and the M-Pesa agent then receive a confirmation for withdrawal, which instructs the agent to give the customer cash.
Lonie has had her work cut out getting M-PESA its mass appeal.
Nairobi has exported two notable innovations: M-PESA (which began life in London) and Ushahidi, a non-profit platform for crowdsourcing information during disasters.
ECONOMIST: Kenya��s technology start-up scene is about to take off
Many African nations use systems such as M-Pesa, typically seen as a secure way to transfer funds quickly between individuals and businesses.
While EasyPaisa, M-Pesa, and other such services around the world are significant developments, some bigger industry players are looking at the global picture.
CNN: Cell-phone banking offers financial help to Third World
Second, Kenya has undergone a revolution since 2007, when M-PESA, a mobile-payments system operated by Safaricom, a phone company, was launched (see chart).
ECONOMIST: Kenya��s technology start-up scene is about to take off
But there is also, equally clearly, a rather big difference between a cheap money-transfer system like M-PESA and a full lending bank like Citicorp.
Now, various apps are emerging that play quite nicely with M-Pesa.
FORBES: At the Bottom of the Pyramid, Entrepreneurs Focus on Water, Mobile
应用推荐