Waters runs commercial and personal banking for New Orleans' Hibernia Bank, the largest in the state.
Of course, this also creates extra opportunities for thieves to make off with personal banking information.
The Commission noted that personal current accounts (PCAs) were the core product in personal banking.
In particular, businesses such as cosmetics, automobiles, cell phone minutes and personal banking have become in high demand.
Elderly and disabled people struggle to access cash and resort to sharing their personal banking details, research has claimed.
Some call centre staff have been moved from personal banking inquiries to taking calls from businesspeople owing to the issue.
Currently, PT Bank Negara Indonesia is the only Indonesian bank that has a full banking license in Singapore, which allows it to provide personal banking, trade finance and business loans.
Peter McNamara, former head of personal banking at Lloyds TSB and managing director of the Alliance and Leicester, said that restructuring the banks in the current climate could in fact prove counter productive.
All inquiries concluded that there was a lack of competition in the provision of personal banking services, which made the charging structure difficult for customers to understand and switching accounts an uncertain process.
Whereas the European Commission has already ordered a sell-off of more than 600 branches - meaning around 4.6% of the personal banking market - Sir John Vickers now says that should be pushed up to 6%.
The Scottish bank is highly regarded for its skills and efficiency in personal and business banking.
"Sony Corporation has begun to investigate the possibility of establishing a Personal Net-Banking Service, " the company said in a statement.
By contrast, consumers' "readiness to manage their personal finances and banking via a mobile device has caught the industry off guard, " said Robert Hedges, managing director at AlixPartners LLP, a Boston-based consulting firm.
It said applicants for mobile banking, needed to supply a combination of card and personal details, and their online banking number.
Banks can use big data to gain a 360-degree view of customers, even as they lose the personal interaction of branch banking.
This includes all my email correspondence (both gmail and corporate), all my relevant news, tracking my newsletter stocks (as well as my own personal holdings), banking, driving navigation, picturing taking, music playback, video recording, comic book reading, ebook reading, and movie watching.
But his investment-banking background and personal wealth could also become political liabilities if the country's economic problems worsen and more voters experience financial hardship.
The Company's products and services include residential lending, commercial real estate lending, personal lending, private business banking, deposit services, trust services, brokerage services and investment management services.
Turkey's government is trying to persuade Turks to transfer vast personal holdings of gold to the country's banking system, as it faces a bloated current-account deficit.
And FSA chairman Lord Adair Turner asks the question: will that put talented people off entering banking, if they know they face far higher personal liability than they would in other sectors?
Russian hackers, meanwhile, took to the Net, launching waves of distributed denial-of-service attacks against the country's government, banking and media Web sites, using thousands of personal computers hijacked with hidden software to overload the servers.
It contains checklists regarding personal history, family history, insurance, benefits for survivors, banking and savings, investments, real estate, debts, wills and trusts, and final wishes.
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Smaller rivals claim that sheer bulk sits uneasily with the essence of private banking: attentive treatment based on close, long-term personal relationships.
While investment banking income at HSBC fell, this was hardly felt as personal and corporate loans stabilized and the write-downs were much less severe this time around.
Nasar weaves people, places, politics, banking, social injustice, war, depression, recession, personal relations, personalities, sex, anti-Semitism, self-doubt, physical impairment, espionage, poverty, personal finance, self-delusion, self-interest, and much more in a book that educates as thoroughly and gracefully as it entertains.
The trade in personal data suggests that internet criminals have more or less given up hacking into banking systems and trying to steal databases of customer accounts.
The bank has about 1.5 million active accounts and offers a range of banking products to retail customers only, including credit cards, savings, personal loans, general insurance and travel money.
The company does almost all its banking with Muamalat, although Ratmoko admits he still uses a conventional bank for personal needs.
His view is that better banking from an economic and moral perspective requires bankers to have a closer and more personal relationship with customers - and this could be achieved both by forcibly turning an RBS or Lloyds into a set of German-style regional banks, and by regulatory reform that would make it easier for local banks to flourish.
Also, he is a member of the influential parliamentary commission on banking standards, although his remarks to the Christians in Parliament All Party Parliamentary Group were personal, rather than representing those of the commission (I should perhaps point out that I was the token non-observant Jew on the panel that then responded to the Archbishop's reflections).
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