"While we expect continued housing and economic weakness will affect our overall performance this year, we continue to maintain a surplus over all regulatory capital requirements, " Chief Executive RichardSyronRichard Syron said.

FORBES: Magazine Article

"While we expect continued housing and economic weakness will affect our overall performance this year, we continue to maintain a surplus over all regulatory capital requirements, " Chief Executive Richard Syron said.

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Average donor dependency--the share of a nonprofit's surplus coming from contributions as opposed to sale of goods or investment performance--rose sharply from 75% to 94% this year.

FORBES: Investigate before investing your donations in a charity.

The real change came in donor dependency, which measures the share of a nonprofit's surplus coming from contributions as opposed to sale of goods or services or investment performance.

FORBES: Charity Begins With The Boss