Ken Feinberg, who administered the presettlement fund, said fraudulent claims were only a tiny portion of the 1.2 million requests for payment he oversaw.

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But Mr Richardson reiterated that clamping would only be used in the case of repeat offenders who had ignored three or more written requests for payment.

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There can be requests for hardship that can be submitted, and I would think the possibility of missing a mortgage payment might apply.

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