This evening, the IRS announced that relief in the way of a three-month tax filing and payment extension is available to Boston area taxpayers and others affected by the explosions.

FORBES: IRS Issues Extra Time, Statement On Boston Marathon Explosions (Updated)

Make your payment, get your extension, and use the time wisely to make your return more accurate and more complete.

FORBES: Does When You File Your 1040 Affect Your Audit Risk?

According to Oregon State University Extension, creditors may be willing to negotiate by giving you a lower monthly payment, a lower interest rate or even deferring your payment for an amount of time.

FORBES: How To Fireproof Your Budget

Affected individual and business taxpayers with an original or extended filing or payment due date falling on or after May 3 and on or before July 5 may be eligible for an extension to July 5, 2011.

FORBES: IRS Announces Tax Relief for Joplin, Other Areas Affected By Storms