And yes, financial aid forms require that you submit supporting documentation, usually pay stubs or federal income tax returns.

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In each case the borrower was told that his or her payments were based on recent pay stubs, rather than income tax forms.

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Year-end pay stubs can be used to answer questions about income.

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There were many great ideas, ideas as simple as eliminating paper pay stubs and as big as rethinking return to work incentives for those on disability.

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Officials initially accused Zapeta of being a courier for the drug trade, but they dropped the allegation once he produced pay stubs from restaurants where he had worked.

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Other changes included mandatory credit counseling prior to filing for bankruptcy, requiring pay stubs and tax returns to verify income, and extending the period between when a person can again file for bankruptcy.

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Two days after being contacted by Forbes regarding this story, the Department of Education announced that it was planning on sending a bulletin to all ACS employees explaining adjusted gross income and informing them that future repayments should not be calculated based on borrowers' pay stubs, which reflect gross income only.

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