As a middleman, Pallat's Unicover could reap a 7.5% fee of all the insurance it underwrote, while passing along almost all of the risk.

FORBES: Passing the Trash

The Health Protection Agency said on Tuesday that the habit of spitting "could increase the risk of passing on infections".

BBC: Unwell Allardyce avoids players

They have been embraced by employers trying to limit their responsibility for rising health care costs by passing on more of the risk to workers, but employees themselves have been less enthusiastic.

FORBES: 10 Sex Tips for Better Looking Health Insurance

How can I reduce the risk of passing my illness to others?

CNN: Pleurisy

Yet research now shows that early treatment not only provides improved health and much longer lives for people living with HIV, but it also can reduce their risk of passing the virus to partners by 96 percent.

WHITEHOUSE: Office of National AIDS Policy Blog

Then again, banks have become adept at passing on risk through derivatives and the securitisation of loans.

ECONOMIST: American banks

In recent years criticism of banking secrecy has centred on the risk of money laundering, the practice of disguising funds from illegal sources by passing them through secret accounts until their origins can no longer be traced.

ECONOMIST: Filthy lucre is out, clean lucre is in

Health Protection Scotland (HPS) said that the risk of the two people affected by the Spanish unit passing on hepatitis C to any other dialysis patients in their health board areas was "extremely low".

BBC: Hepatitis C fears prompt screening

Bottom of the pile were the French, seen as a bad risk for passing on sensitive technology to third countries.

ECONOMIST: European aerospace