Only children whose parents can afford coaching can pass the toughest exams, says the report for the Cabinet Office.
Even the military will be out of reach for them because they won't be able to pass the entrance exams.
States must set annual targets for the share of students who must pass the state exams until 100% are passing in 2014.
Liberal Democrats had opposed the introduction of the English Baccalaureate Certificate, believing they would bring in a two-tier system, which would damage teenagers who were not academic enough to pass the new exams.
Only a third of the applicants pass the harsh written exams, which test math, logic and analytic reasoning.
Even these will come on condition that the Turks pass quarterly exams on tricky subjects like public spending and structural reforms.
At Maria's school, half the students don't pass Arizona's proficiency exams, which means they don't meet the bar for basic knowledge in math, reading and science.
To become a Certified Public Accountant (CPA), one needs an undergraduate degree in accounting plus the ability to pass a regimen of exams.
Author David Boyle, of the New Economics Foundation, told BBC News that he was not suggesting that all children should be coached to pass entrance exams into "super-selective" schools, but that the need for coaching to pass some of the tests was "a clear barrier" to some families.
Mr Prabhakaran himself is said to set demanding standards for the number of students who must pass state exams.
Mr McConnell welcomed the real pass rate for pupils sitting their Higher exams describing it as very good.
The 150, 000 applicants each year must first pass exams in chemistry, physics and mathematics before they can sit for a second set of grueling analytical tests.
In order to pass exams now, trainees have to show that they have tried to put the patient's contribution at the centre of decision-making.
David Willetts, the universities minister, argues that grammar schools entrench privilege because middle-class parents now prepare their children so well for the entrance exams that clever children who have not been coached do not pass.
The National Union of Teachers warned of an "inherent contradiction" in the government's criticism of GCSEs - saying that it was "nonsensical" to expect higher pass rates from schools while at the same time saying that any such improvement was evidence of exams becoming easier.
That program involves a series of three annual exams, given simultaneously around the globe and each having about a 60% pass rate.
The Certified Financial Planner Board of Standards, for instance, certifies candidates who successfully pass extensive exams on topics including asset protection planning, taxes, insurance, estate planning and retirement.
FORBES: Differences Between Stockbrokers, Investment Advisors And Financial Planners
The regulators conducted coordinated exams of brokers in 24 jurisdictions and were hoping to identify problems and pass along some advice on best practices.
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