The challenging part for insurance companies is to provide customers better service and more products without significantly increasing costs.
Included in the annual Medicare Trustees' report are separate actuarial estimates of the unfunded liability for Medicare Part A (the hospital portion), Part B (medical insurance) and Part D (prescription drug coverage).
WSJ: Cox and Archer: Why $16 Trillion Only Hints at the True U.S. Debt
In addition, as part of its insurance services Costco also offers special value on auto and home insurance.
As you can see, implementation of the insurance part of health care reform will be a complicated mess.
For their part, the insurance companies promise not to misuse the data.
FORBES: Drivers Accept Monitoring Devices, To Earn Discounts on Auto Insurance
The newspaper reported that the provisional administrators have received about 20 inquiries from groups interested in buying all or part of the insurance business.
Although Obamacare is intensely focused on getting insurance access to all, one must ask: Is healthcare insurance part of the problem or part of the solution?
Texans in the rice business said they could probably stay afloat this year, thanks in part to crop insurance, but they worried about another year of interrupted irrigation water.
For their part, the insurance providers say issues like income and education are used as objective actuarial measurements to help determine premiums and do not imply deliberate demographic discrimination.
FORBES: Why Safe Drivers Aren't Always Charged The Lowest Car Insurance Rates
As part of health insurance reform, 4 million small business owners recently received a postcard in their mailboxes telling them that they could be eligible for a health care tax credit worth perhaps tens of thousands of dollars.
However, you may be able to exclude some of the costs of employer-provided life insurance premiums from income if they are part of a group term life insurance plan.
Second, we need to make clear as a society that buying insurance is part of individual responsibility.
In the state of Rhode Island, work sharing is a well-established part of the unemployment insurance system.
Darla Andrews, on the other hand, says she knew she was part of a co-op and is part of the HealthPartners insurance plan.
We finally passed health care reform to make sure that health care is affordable and available for every single American in the United States. (Applause.) And as part of reform, insurance companies will cover preventive care like mammograms with no out-of-pocket costs.
WHITEHOUSE: Remarks by the President at the Women's Leadership Forum
The second thing this does is it creates a pool, a marketplace, where individuals and small businesses, who right now are having a terrible time out there getting health insurance, are going to be able to purchase health insurance as part of a big group -- just like federal employees, just like members of Congress.
So are their benefits: in 1995, 96% of full-time workers at large and mid-sized companies received paid holidays and 77% had employer-subsidised health insurance, whereas among part-timers at those companies only 50% had paid holidays and 19% health insurance.
And by being able to buy it through a health insurance exchange, you will then be part of a broader group that has leverage over the insurance companies and will be able to get a better deal for you.
WHITEHOUSE: President Obama: Health Reform Town Hall at North Carolina
Part D is an optional insurance program that charges a monthly fee in exchange for prescription drug coverage.
Flood coverage isn't part of regular homeowners-insurance policies, which cover property damage from such things as fallen trees, wind and fires.
New rules will ensure customers are assessed to ensure they are eligible to claim insurance offered as part of paid-for bank accounts.
Two people have been arrested in South Africa for "borrowing" a corpse as part of an elaborate life insurance scam, police have said.
And unless everybody does their part, many of the insurance reforms we seek, especially requiring insurance companies to cover pre-existing conditions, just can't be achieved.
That's why federal employees have good insurance, and county employees and state employees have good insurance, in part is because they're part of this big pool.
WHITEHOUSE: "White House to Main Street" Town Hall: Elyria, OH
The federal health reform bill included a little-noticed clause allowing for Direct Primary Care (DPC) models to be a part of the state health insurance exchanges.
FORBES: The Marcus Welby/Steve Jobs Solution to the Medicaid-driven State & County Budget Crisis
The adjusted community rating part of Obamacare says that insurance companies can only adjust your insurance premium based on your age, where you live, and whether you smoke.
FORBES: Will Body Monitoring Implants Be The Future of Healthcare?
In a statement to the House of Commons, Mr Cable announced a range of new finance and insurance products as part of a Trade and Investment White Paper.
And they can redistribute resources geographically, providing insurance when one part of the country is hit by disaster or recession and shifting income from rich regions to poor ones.
In part because of regulation, insurance and pension firms prefer big bond issues backed by the government or large firms, which can be easily traded in and out of.
ECONOMIST: Growing firms need to look beyond the big banks for credit
In 2005, a bipartisan panel appointed by President George W. Bush recommended changes that would have severely crimped tax-free investment gains in life insurance, as part of a broader tax overhaul.
WSJ: Shift to Wealthier Clientele Puts Life Insurers in a Bind
应用推荐