Stay-at-home spouse who never paid into Social Security: With a stay-at-home spouse, since they never paid into Social Security, their only option is to take a spousal benefit starting at or after age 62.

FORBES: Five Things You May Not Know About Social Security, But Should

We should help these new families care for their children by expanding maternity and paternity leave, and we should guarantee every worker more paid sick leave so they can stay home to take care of their child without losing their income.

CNN: Obama's Father's Day speech

By offering his own pint-sized, poll-tested and (ostensibly) paid-for tax credits for stay-at-home mothers, long-term care-givers and the like, Bill Clinton sounds both populist and responsible.

ECONOMIST: Desperately seeking an agenda

In our case, the life insurance paid off the mortgage, and provided enough for my mother to continue to stay at home with us until I was in high school.

FORBES: How Life Insurance Saved My Family