Instead it offers desks (for a fee) and mentoring (free) from a potent mix of entrepreneurs, nonprofits, investors--and founders Terry Howerton (see p. 46) and Fred Hoch, who also created the Illinois Tech Association, a nonprofit trade group for 700 businesses.

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Other popular methods are borrowing money from family and friends, using home equity lines of credit, bank loans, Small Business Association loans, and even credit cards (Hisrich, et al., 2010, p. 310-313).

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The Country Music Association's 45th annual awards show airs live on Wednesday, November 9, at 8 p.m. on ABC.

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