When companies start growing again they suddenly need more working capital: they risk falling into the trap of overtrading, the bank warned.

ECONOMIST: Lending to small companies

The infractions committed by these financial representatives and their firms span a broad range, including misrepresenting investments, omitting facts, overtrading to generate commissions, unauthorized trading in client accounts, unsuitable recommendations, overconcentration in risky investments, breach of ethical duty and lack of management oversight.

FORBES: Thank Goodness for Index Funds