Experts also suggested using clearly defined terms and articles in the new law to avoid ambiguity, while also noting that overregulation can become an obstacle, as witnessed in many laws around the world.
However, their generations of monopoly status and their overregulation by government have led to a level of complacency and entitlements that has them naturally relying on government to preserve their business model and the status quo.
One of the two primary causes of the financial crisis was overregulation, primarily forcing banks to trash traditional lending standards, and make ultimately trillions in subprime and other non-prime loans, for the social goal of promoting home ownership among the disadvantaged.