While Hispanics represent at least a quarter of the population in four other districts in the state, their overall population may be spread across the state in ways that do not force an additional majority-Hispanic district.

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Corporate Executive Board, for one, signs annual contracts with job sites, but overall, the firm tends to spread its resources among many sites, says Eric Coffey, head of corporate recruiting.

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Our diversified investor would need to make sure they never put themselves in a position to lose everything but instead spread their risk exposure to gain higher overall returns (as in the example).

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Niebour and McFadden found that overall, those individuals picked accurately against the Las Vegas point spread roughly 65% of the time.

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You can have formalism without spread across the organization: those methods formalized within the context of a division within the overall organization.

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In general, your portfolio should have a wide spread of investments, in different risk categories, which when taken as a whole reflect your overall attitude to risk.

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