Add to this the 12% that did not answer this set of questions, and a full 86% of small businesses are not expressing concerns over borrowing.
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Obama signaled that he would try to expedite any tax reform in the new year, while Boehner pledged to keep the GOP from igniting a large battle over borrowing in the immediate future.
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What the Treasury seem to be saying here is that they're uneasy about handing over borrowing powers to the Welsh Government when their only substantial means of paying it back is the income stream from the block grant - they'd like them to have the paper round as well as the pocket money.
And Mr Rubin acknowledged that more should be done, both in rich and poor countries, to reduce the risks of over-borrowing.
All of the private student loans are certified by schools as part of the approval process to prevent over-borrowing and are disbursed through schools to ensure proper use of loan funds.
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Investors also expressed concern over rising borrowing costs for Spain and Italy, just as signs are mounting that the effects of the European Central Bank's low-cost loans to banks are wearing off.
Another example he did not work on was a project for a financial institution to develop an algorithm that screened for customers who would not be likely to repay their loans, keep them from over-borrowing, and saving the client millions in loan write-offs.
We will work at Westminster to give councils more flexibility over spending and borrowing within prudent guidelines.
But overall, the forecasts for borrowing over the next five years was not greatly different to the previous forecasts.
Consumers are dangerously exposed to a big fall in house prices because of their reckless borrowing over the past few years.
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However, from the first quarter of 2008 through the current quarter, expectations about future credit access were statistically worse than views of access to borrowing over the prior 12 months.
Unless the government manages to increase tax revenues through growth rather than rate increases, and unless Congress is just willing to raise the bar on borrowing over and over again, it is now a given that the U.S. has some soul searching to do, Euro-style.
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Investors continue to cast a watchful eye over European bond markets, which have seen borrowing costs rise sharply over the past month.
Others issue lines of credit that set a maximum borrowing amount over a college career, provided the borrower remains in good standing.
They compare borrowing money over a 3 or 5 year period with their charges for one month, and suggest that their rates are cheaper!
Italian lenders have upped their ECB borrowing sharply over the summer.
And, in any case, the era of no-questions-asked borrowing is over.
In the depths of the 2007-08 financial crisis, the Federal Reserve urged the biggest banks to step up to its discount window, pushing the industry to get over the stigma on borrowing from the Fed.
The issue is that as you go out over time and private borrowing picks up, you want to make sure that you're getting ahead of the fiscal deficit problem, so that you're not substantially crowding out private activity.
In the second quarter of 2011, three out of ten small business owners reported that credit was difficult to get over the previous 12 months and 36 percent reported that borrowing would be tough to access over the coming year.
"Over the last decade, borrowing has more than doubled, " the report said.
While a showdown over the nation's borrowing limits appears to have been put off, lawmakers have yet to agree on how best to reduce government spending.
In addition to the sequester, debates are brewing over the government's borrowing limit - known as the debt ceiling - as well as government spending cuts, and other fiscal matters.
Among the issues keeping potential new-home buyers on the fence is the threat of continued declines in home prices, concerns over job security and tougher borrowing standards on the part of lenders.
But we argue that extra, discretionary borrowing now, over and above the effect of the automatic stabilisers, will not help with the recession - it may even make the recession longer and deeper.
The loosening has come because Mr Osborne has allowed borrowing to go over target as the economy has disappointed - even though the Office for Budget Responsibility told him last November that a good chunk of that extra borrowing might not go away when growth returns.
The SNP wants greater borrowing powers, control over corporation tax and devolution of the Crown Estates.
Politicians presided over habitual national deficits, undisciplined borrowing and exploding money supply.
Investors worried about the debt crisis in Europe and a fight between Congress and the White House over raising the government's borrowing limit.
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