With a savings rate of barely 4% of GDP, the average US household is unlikely to be over-saving.
Another example he did not work on was a project for a financial institution to develop an algorithm that screened for customers who would not be likely to repay their loans, keep them from over-borrowing, and saving the client millions in loan write-offs.
But Republic believes so many people connect their phones to Wi-Fi so often that most calls and other activity will be conducted over Wi-Fi, saving the company money on payments it makes to Sprint.
Schalke are third after they sealed a 2-1 win over Stuttgart as ex-Germany striker Kevin Kuranyi hit the second-half winner and Werder Bremen are fourth after a 2-0 win over Hoffenheim -- with goalkeeper Tim Wiese saving a first-half penalty from Carlos Eduardo after only 14 minutes.
Balfour fell behind 2-1 in the count, got two foul balls, then got Wells to swing over a 92 mph fastball, saving Oakland's 5-4 win over the New York Yankees on Sunday.
But at the end of the day, these costs end up saving -- these initial investments end up saving consumers over the life of the program.
Behavioural economics is now helping to explain the common tendency to procrastinate over decisions such as joining retirement-saving plans that would be in individuals' long-term interest.
According to Fannie Mae, the government-sponsored mortgage-lending agency, up to half the people who take out sub-prime loans could qualify for a prime loan, which charges as much as four percentage points less interest, a huge saving over the 30-year life of a mortgage.
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"The monthly up-and-down pattern in the saving rate over the course of the second quarter reflects nothing more than consumer smoothing through transitory income fluctuations--in this case, due to the one-time stimulus payments, " said Mike Feroli, senior economist at JPMorgan Chase.
More significantly, after a battle over saving a number of turn-of-the-century Chicago buildings, the city moved to protect several modern masterpieces including Mies's apartment blocks.
These included increasing the basic state pension in line with earnings, basing eligibility for the state pension on residency, introducing a universal pension for the over-75s and creating a National Pensions Saving Scheme with compulsory employer contributions.
Cas had Chase sin-binned for holding down Jonny Lomax after he denied him with a brilliant try-saving tackle and Saints took advantage with McCarthy-Scarsbrook forcing his way over for a third try in five minutes.
Faith in the long-term saving industry has been eroded by a succession of scandals, notably over the mis-selling of personal pensions.
The result, for the rest of this decade, will be a slowly climbing roller-coaster ride, one that shows acceptable yields over the long term (thus saving baby boomers with no retirement programs), but not much fun for risk-taking investors.
Indeed he claimed that his various energy-saving measures would actually cut bills over time.
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The EU's biggest member has acquired a reputation for looking after itself whether over saving the Opel carmaker or over euro-area bank rescues.
Allen himself is still focused on taking the Bees to a possible trip to the Millennium Stadium in May - just over a year after taking over and saving them from relegation.
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His new story helped: Fierstein has teased out the friendship between the straight factory owner and the factory-saving transvestite who suggests the boot switch, who bond over their harsh fathers.
But Millwall created more, with James Henry's shot dipping over, Luke Steele saving after a melee and Hameur Bouazza's free-kick flashing wide.
Health Saving Accounts and Flexible Spending Accounts will no longer cover many over-the-counter products, necessitating a prescription for these products and overwhelming doctors.
The Low Power feature is a must-have function in Europe for managing the power-saving modes of Orange equipment as well as consumer electronics devices over the home network.
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So that means our cars will be getting better gas mileage, saving 1.8 billion barrels of oil over the life of the program -- 1.8 billion.
Since joining United from Fulham, Van der Sar has won three Premier League titles and the Uefa Champions League, but did not feature in Manchester United's Carling Cup final victory over Tottenham last season when understudy Ben Foster emerged as a penalty shoot-out hero by saving a Jamie O'Hara spot-kick.
One saving grace for Radwanska was her quick 6-4 6-3 victory over Japan's Kimiko Date-Krumm which meant she was only on court for 68 minutes.
Secondly, we've got to make it clear to the drug companies that they do deserve to be part of the solution, because we all benefit from the life-saving remedies they come up with, but we pay for it many times over.
CNN: Transcript of Thursday's Democratic presidential debate
Slower profit growth means less corporate saving, but investment seems to be slowing even faster, at least in the most over-invested sectors.
So you keep saving and try to pay down the credit-card debt out of what's left over.
Both sides did manage to fashion opportunities, with James saving well from Crouch's header before acrobatically clawing Huddlestone's long-range effort over the top.
Meanwhile, the Pro Life Campaign dismissed the government's reassurances over the general abortion ban as "empty and misleading, " and said claims the new legislation would be life-saving are dishonest.
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