Same with the over-allocation of capital to housing 2001-2007 which ended in the bubble that got us to this frustrating spot. psperry wants Bernanke to raise short-term interest rates slightly in order to crack oil and gold and food prices so that we can start over from a worse place and lead up to another boom.

FORBES: The Open-Ended Bernanke QE3 Won't Be Open-Ended For Stock Prices And Commodities

All too often, a charity offers the perfect cover for funnelling what are often quite small sums into the wrong hands - whether by the allocation and over-invoicing of local contracts which may be impossible to oversee, or simply by earmarking funds for projects which, in fact, simply do not exist.

BBC: Ibrahim Hewitt is still fuming.

In my experience, investors are most likely to adhere to this allocation and strategy over the long-term, providing them with exposure to EM, without the volatility associated with direct EM investments.

FORBES: Emerging Markets For The Timid

Here are some numbers that may be pertinent to your near-term asset allocation decisions: Over the past 50 years, annual U.S. Gross Domestic Product growth has averaged 3.2%.

FORBES: High-Yield For Low Growth