And despite the trailer trash stigma, Vanderbilt's 1.6% net losses on outstanding loans is a mere one-fifth the industry average.

FORBES: Yield Booster

He also says Cypress will offset dilution via stock buybacks, although doing so would shrink the number of shares outstanding and thus worsen the EPS hit from losses.

FORBES: Not an Option

Credit card companies offer another solution to the problem: They generally allow buyers to disavow charges for goods that were never delivered, and they are in a position to reduce losses from that implicit guarantee by refusing to remit funds to merchants with too many outstanding gripes from consumers.

FORBES: Magazine Article