The drop in profitability appears to be a function not of the health insurance segment, which reported the same margin as last year, but of the smaller business that sells disability, property and other insurance.

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Lots of other businesses spanning brokerage, annuities, property and casualty, mortgage insurance and so on, are all theoretically on the block.

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The former requires you to take on a large mortgage with fixed obligations spanning 15 years or more, pay property taxes and other recurring cash outlays (such as homeowners insurance) for the life of the home, and deal with any maintenance expenses that arise.

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The Quinn Group gradually expanded, supplying other building products, glass and plastics, and eventually moved into insurance, hotels and property development.

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Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.

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He adds that it should be for people who have exhausted all of their other options and want to remain in their homes for the duration of their lives despite expenses such as property taxes, insurance and home maintenance.

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