What I realized was this: Everyone proposing solutions or criticizing unfairness was doing so from the comfortable vantage point of having good health insurance.

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Or maybe just equal unfairness to everyone.

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"We fully support the recommendation in the recent NFER report that a wider pilot, using a British version of the tests, be carried out in order to see how they could be introduced without adding to the costs and workload of schools or to the uncertainties and unfairness of the present system, " they said.

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And many point out that Tax Day should probably more profitably be spent working on the unfairness in the tax code or the funding problems with the IRS that make it fall further and further behind.

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In effect, that brings divorce law in England and Wales (Scotland is different) closer to America's, where prenuptial agreements are routine but can be challenged on grounds of unfairness, deceit, impending destitution or duress.

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Sir William's point is that the unfairness can often be the result of ignorance or thoughtlessness, not necessarily of a deliberate act.

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For those who suffered mostly misery in this life, who died as infants or young children, who never really had an opportunity to know true joy or love, the afterlife offered a second chance and a way to address the unfairness of this life.

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And society may take other measure to rectify the unfairness of equity holders doing so much better (higher capital gains taxes or estate taxes come to mind), but this is far more likely in the case where equities actually have done much better, and it would mean giving back only a portion of their outperformance.

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