You may need to learn new skills or even go back to school.

FORBES: What Are You Willing to Sacrifice for Personal and Professional Growth?

"A lot of families can't afford food and need food stamps and health care, even just child care so they can finish school or go to work, " said McGrath, who volunteers with children at her local Police Athletic League.

CNN: First-time voters look to Obama to restore American dream

As soon as they finish high school or as soon as I finish grammar school, I have to work through high school and sometimes not even go to college.

NPR: Roundtable: College Students Debate Pew Poll on Race