When you have that many options to exercise, making large sums of money becomes significantly easier.

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At the moment, many publicity options for self-published authors rely on desperate people paying ridiculous sums of money for vaguely defined and often worthless services.

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Certainly, without the favourable tax treatment of stock options, it would cost companies much more to pay their senior staff such vast sums.

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Getting big banks to come on board and consumers to turn the service into a mainstay sums up the broader challenge faced by Saunders and Visa: find ways to make the best payment options work around the world and dominate the future of electronic payments, or leave the dominating to rivals.

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