The trouble is that you can only make your name by speaking out, and this requires striking the right balance.

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Keeping at least some money in your name only can prove enormously beneficial.

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If you have separate accounts in your name only, move half of joint cash funds over into those accounts.

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Two-step verification drastically reduces the chances of someone stealing the personal information from your e-mail account because hackers would have to not only get a password and your user name, they would also have to have access to the mobile phone to which the code is sent.

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The lesson here is to establish a presence on the major social networks, if only to stake claim to your name and reputation.

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Do: Use Tweet in the name of your application only if it is designed to be used exclusively with the Twitter platform.

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Obviously, you should only name individuals whom you eminently trust to serve as your attorney-in-fact.

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Companies already know a tremendous amount about you in the name of generating credit scores and assessing your risk not only for your employer, but also health insurers, mortgage lenders, banks, and the like.

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"We have to keep quiet at work or else they fire you or make your life impossible, " said the woman, who asked that she only be identified by her first name, Laurena.

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