Now that he wants to play again and since he missed most of last year, he will only need to serve a 50-game penalty.

WSJ: MLB: Ryan Braun's 50-Game Suspension Overturned - Milwaukee Brewers

But who wants to play those odds, hoping they'll be one of the people who only need such care for less than 90 days?

WSJ: Should You Purchase Long-Term-Care Insurance?