Customers are being offered fixed credit on the firm's online payment system, Google Checkout, instead.
Users are already accustomed to its online payment system for buying goods, which gives an advantage to Amazon.
Dwolla is an online payment system that directly transfers money between two banks.
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Supposed competitors, such as PayPal's online payment system, in fact offer complementary services rather than threatening to steal business from Visa.
Political pressure has already led credit-card firms and PayPal, an online payment system, to stop customers transferring cash for online wagers.
Last spring it won permission to inspect the records of customers of PayPal, eBay's online payment system, who have bank or payment-card accounts in tax havens.
The Bank of China Group, which already has a secure online payment system for Visa cards, is developing another system for BOC's Great Wall card, as well as Visa and Mastercard.
In the past, most internet transactions required a credit card or an online payment system like PayPal (NASDAQ: EBAY), creating an effective digital paper trail for people engaging in online transactions.
An online payment system not unlike PayPal, the company says the plain-sounding-but-ominous-in-a-sci-fi-way Credits will streamline commerce on Facebook (games first), and, with Zuckerberg and Co. taking a 30% cut of every transaction, perhaps fatten the bottom line one day.
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Over the past 18 months the firm has bought nine companies including an online self-publishing site, a financial-data firm and one with a technology that newspapers can license for an online-payment system.
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Founded in 2007, Rixty is currently the leading cash-based payment system for online entertainment in the United States.
"We have serious concerns about about how more vulnerable people will cope with the changes, especially the online claims system and the proposed single monthly payment, " she said.
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