Furthermore, although big companies may be able to get credit on overseas financial markets, small ones have had to rely on the sickly banks, which have been reluctant to lend ever since 1995.

ECONOMIST: The beginning of the end of the longest-ruling party | The

And from it we can see very clearly why no ones gone to jail, why no one has even been prosecuted over the largest UK bank failure ever.

FORBES: Why There's No One in Jail Over Royal Bank of Scotland