Mr Hague should also remember one other salutary fact.

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Regulators, too, should remember that no one bank model offers a clean solution to the problem of systemic risk.

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While no one should be a market timer, remember that timing is important.

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Remember, any one of these should be part of an overall bond allocation strategy, as there are risks to overweighting each of these in a portfolio.

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Yet they should remember it is also a shallow one.

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Cash investors should remember that several managed risks are better than one unmanaged one.

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After having seen that brilliant scene in the movie line in Annie Hall, one is always wary of quoting Marshall McLuhan, but we should remember that the medium is the message, the tetrad of media effects and all that other good stuff he said.

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There is one thing that those who suggest that Guardiola has taken an option should remember.

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