With all the federal dollars on the line and cuts in payments to facilities who serve the Medicaid population, states would be foolish not to throw in the towel on fighting reform.
Remember, the purpose of the payments query that a merchant initiates when you try to pay for something, whether on-line or in-store, is authentication, i.e.
If your spouse takes out a loan and you put your name on it as well, you may still be affected by the loan payments even if you are divorced down the line.