The financial crisis of 2008 shined a bright light on the behavior of large financial institutions, which had become too complex to regulate, too clumsy to manage and, according to the government, too big to fail.
Now let's look down the financial road at these two individuals, assuming that they continue to make their financial decisions based on these patterns of behavior.
"We have reached the scary point where the dysfunctional behavior of financial markets has destructive effects on the financial system and--much worse--on the real economies, " writes New York University economics professor and Forbes.com columnist Nouriel Roubini.
Consumers are still hating on Bank of America for its behavior during and after the financial crisis, and find it just slightly less offensive than the oil spill disaster BP created in 2010.