Your old IRA accounts list your ex-spouse as primary beneficiary because you never removed his or her name.

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If you have a nondeductible IRA, you (or your IRA heirs) will need all the old 8606 "nondeductible IRA" forms, as well as page one from all the 1040s in the years you contributed, to prove that part of any IRApayout isn't taxable.

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This would hit people who saved in Roth IRAs or just plain old saving (not IRA or 401k).

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Boston-based Fidelity's ad, directed at federal employees in Washington, refers to converting "your old TSP" to a Fidelity IRA. In a letter to Sen.

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Ed Slott: An IRA adviser and vocal Roth advocate, Mr. Slott, 56 years old, says he converted nearly all his six-figure IRA in January.

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At any age, your contributions and conversions more than five years old can be withdrawn from your Roth IRA without tax or penalty.

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Not by taking more investment risk, but by moving your old 401k into what is known as an IRA Rollover account.

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It is understood the suspect is one of the three men expelled by the IRA after the killing of the 33-year-old.

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Then, you need only have a single Traditional IRA, which should likely be the receptacle for aggregating your old tax-deductible retirement plans.

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People might want to consider the switch as Roth IRA don't have required mandatory distributions, so the funds can stay invested within the IRA after the IRA holder is 70-and-a-half-years-old and can continue to grow tax free, he adds.

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