Deep cracks beneath the waterline led to parts of the 80-year-old harbour wall collapsing in 2012.

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But if you hit one of those beautiful winter days when the sea is calm and the sky is blue, continue along the coast path for about two miles until it curves into the hidden bay and tiny old harbour of Lamorna Cove.

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Across the harbour from their old home, the sauna's new residents talk of little else.

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The mind-boggling premiums were described by Larry Harbour, the 33-year-old owner of LB Custom Chrome and Detail in Broken Bow, Neb.

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Miss Adams's agent, Debbie Catchpole, said the 23 year-old was delighted to perform the official opening of the harbour.

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Even without golf, the beaches, cliffs, harbour, medieval castle, ruined cathedral and old university buildings would make St Andrews an attractive tourist destination.

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The council introduced the by-law last month after a number of recent accidents, including a 14-year-old boy who was seriously injured after a fall from Bridlington harbour wall in 2009.

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Mr Thain might see a merger between Merrill and his old firm or another large bank as his crowning achievement before entering public service (he is believed to harbour political ambitions).

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The Council of the Isles of Scilly is also planning to improve the harbour on St Mary's for a bigger and better ferry after the 35-year-old Scillonian III is retired in 2018.

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