Ms. MERIDA RHODES: OK. I worked for the Federal Reserve Bank for 22 years in check processing.

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OK, they say, we can have some kind of a bank bailout that is not an IMF bailout, a bailout that is not painful.

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Had technology stood still that might be OK, but according to Per Roman, managing partner of the Stockholm- and London-based investment bank GP Bullhound, the demands of today's consumer-facing technology, which is where most tech investment now takes place, mean it is all about companies getting big, fast.

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OK. But the plan, like so many similar US plans, is designed to pay out even if the bank underperforms half its peers.

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