In its simplest form, it lets your "smart" electric meter talk back to the utility and record your usage by hour, so you can adjust your habits to take advantage of lower, off-peak rates.
In addition to the energy benefits directly received from the latest product offerings of Ford, Eaton, SunPower and Whirlpool, the widespread deployment of smart meters (now in more than 40 million homes across the U.S.) enables households to take advantage of off-peak rates.
Firms in declining industries with high lay-off rates are subsidised by other, more successful firms.
As the US economy gradually recovers from economic downturn, the industry is witnessing a decline in charge-off rates.
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Hence, the charge-off rates determine the overall profits for any credit card issuer.
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Owners can coordinate charging according to departure time or during off-peak electricity rates.
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YCharts Pro, which had been listing the stock as undervalued prior to the latest drop-off, rates it an even bigger bargain now.
Charge-off rates, the value of loans removed from a company's books and charged against loss reserves, are not necessarily the best indication of lender performance.
While this trend might have a significant positive impact to other credit card issuers, American Express has little to gain since its charge-off rates have always been the lowest.
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In 2001, credit card issuers bled slowly as charge-off rates for the top 100 U.S. institutions rose to 5.94% for the fourth quarter of 2001 from 4.55% in the fourth quarter of 2000.
Jason John went on by stressing the importance of making ship cut-off and expedited shipping rates very visible and over-communicate if need be.
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There are rises in both the charge-off and delinquency rates, which measure the share of balances that are uncollectable or more than 30 days late respectively.
After many months of strong growth, both the Federal Reserve and the Bank of Japan are starting to ponder how they can wean their economies off short-term interest rates that are abnormally low or, in Japan's case, their normal nothingness.
Democrats had been pushing for extending benefits to laid-off workers as unemployment rates continue to rise.
He responded that, since stocks are infinite maturity instruments, they should logically be priced off of long-term interest rates.
"Eventually, inevitably, the better-off will face higher rates, " says Clint Stretch, managing principal of national tax policy at Deloitte Tax.
Consequently, utilities in many parts of the country offer reduced energy rates for off-peak usage as a way to incentivize customers to shift their usage patterns to nighttime or early-morning hours.
The controls created a two-tier market, with different exchange rates quoted on-and off-shore.
The Fed held off on raising rates by one-half point, a move some had feared would come before the central bank takes a breather.
With this year's merger and acquisitions rates just off all-time highs of 1999 and 2000, owners who never planned to sell their companies are getting pulled in.
The economist makes the argument that post-crisis GDP growth rates are about 11.9% off of historical standards, which, along with the employment-to-population ratio, suggest the current macroeconomic environment is a lot more challenging than in other recessions and will need the intervention of government to recover.
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What if the Bank of Japan suddenly raised short-term interest rates, choking off the yen carry trade?
"Naturally I would have liked greater central intervention in critical areas such as change of use, parking, business rates and the sign-off of new out-of-town developments and I will continue to fight for these, " she said.
But they hoped the pay-off, in the form of lower interest rates, would be faster.
Companies that have increased time-off opportunities don't attribute their better retention rates to these practices.
Laurence Tisch, and Wall Street great John Whitehead, who begged him to turn off the spigot of easy money and rock-bottom interest rates.
Since the early 1980s, there has been a dramatic downturn in gonorrhea cases, but for the last 10 years, the rates have leveled off, especially in African-American populations.
Buying an annuity is a once-off decision and whilst there are no guarantees that rates have peaked, lots of retiring investors are deciding that now is the time they want to buy their annuity.
These include trying to boost domestic demand with higher wages and lower taxes for the less well-off, to bully the Bundesbank into cutting interest rates, and to set target zones to stabilise currencies.
The argument against Mr Greenspan is that it would have been better to seek to prevent a bubble inflating in the first place, even if that meant raising interest rates before consumer-price inflation took off.
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