Unlike many advisors who implore clients to ignore emotion altogether, we are actually able to provide rational and objective advice that has meaning, purpose, and provides comfort for each client.

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Meaning: no more heads in the sand, at least where an objective value can be put on the bank's exposure.

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That objective can be achieved only if the language of statutes and other government commands has sufficient clarity, so that meaning is not routinely lost in translation from the time a statute is promulgated to the time of its ultimate enforcement.

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