Lord O'Donnell says Scotland could, indeed, choose to adopt policies intended to reverse that trend.
As for Lord O'Donnell, his record as head of the civil service and as a policymaker is widely respected.
Lord O'Donnell also asks some important questions about what follows a "no" result, if Scots then ask for more powers.
The former head of the civil service, Lord O'Donnell, is the board of the bank's preferred choice as new chairman.
Given that the FSA has said it wants only those with knowledge of banks to serve on banks' board, it is not clear if Lord O'Donnell passes the FSA expertise threshold.
When Lord O'Donnell retired last autumn, his role as head of the domestic civil service and cabinet secretary (the most influential job because it comes with regular access to the prime minister) was divided.
"This is a list of high quality literature that includes five novels in translation which readers might not otherwise get the opportunity to read", said Dublin Lord Mayor Naoise O'Muiri.
Both Lord Rennard and Cardinal O'Brien, former leader of the Catholic Church in Scotland, strongly deny separate allegations of inappropriate behaviour.
The UK's youngest council leader is Sinn Fein's Niall O Donnghaile, 25, who is lord mayor in Belfast.
BBC: Aberdeen council head Callum McCaig among UK's youngest
Police and crime commissioner Vera Baird has defended her tweet about the Liberal Democrat peer Lord Rennard and Cardinal Keith O'Brien.
In 1591, the Lord of Leitrim in Ireland, Sir Brian O'Rourke, was executed for sheltering Spaniards from the defeated Armada.
Meanwhile, Celtic manager Martin O'Neill has invited Swedish youngster N'Diwa Lord-Kangana for a third trial after the Djurgardens defender impressed on a previous visit.
Other witnesses to be recalled include Mr Straw and former Chief of the Defence Staff Lord Bryce while current Cabinet Secretary Sir Gus O'Donnell and Sir Stephen Wall, once Tony Blair's adviser on European affairs, will appear for the first time.
The first police ombudsman for Northern Ireland, Nuala (now Baroness) O'Loan adopted the definitions, in 2007, of Lord Stevens and Peter Cory to examine whether there had been collusion in the murder of Raymond McCord jnr.
Two men who knew Capt O'Neill well were Sir Ken Bloomfield, the deputy cabinet secretary, and Lord Kilclooney, who as plain John Taylor became the young Unionist MP at Stormont in 1965.
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