One of the reasons why businesses are not expanding right now, in addition to some of the credit issues you've talked about, at least according to business leaders, is they say there's an uncertainty of what they need to plan for because of the energy bill, because of health care.

WHITEHOUSE: President Obama Holds News Conference

Now I want to show you, we've talked about this a few times where the unemployment rate is the lowest in the country.

CNN: Transcript of June 'CNN Money Summit: Money & Main St.'