In our consolidated balance sheet these shares are carried at cost rather than market, since they are owned by Mutual Savings and Loan, a non-insurance subsidiary.
FORBES: The Top Stocks Warren Buffett and Donald Yacktman Both Own
Berkshire already has a stake in MidAmerican Energy Holdings , which "delivers our largest stream of non-insurance earnings" and will soon carry 8% of the natural gas in the U.S., he disclosed in this year's annual report.
Previously the company axed higher-risk auto insurance, ditched most non-North American insurance business and converted employee-agents into independent contractors responsible for their own benefits.
Insurers tend to operate in many lines of business, ranging from life and health to non-life insurance.
It is easier to make non-life insurance profitable than the complex life business.
By regulation, CO-OPs should reflect private, non-profit insurance company models.
Ehrgott, a non-Muslim insurance broker living in Reno, Nevada.
And it added strong positions in both life and non-life insurance in the German market, Europe's largest, to its roster of leading market shares in life and property insurance in Italy, Austria, Hungary, Israel and Spain.
Rick cites the example of Grand Junction, Colorado, a community that has achieved low health care costs (Medicare spend about 30% below average) and good outcomes through a regional program led by a physicians organization working together with a non-profit insurance company.
FORBES: Rebuttal To: Consumer Driven Healthcare Proponents Finally Proven Wrong
As a result, dumping nearly 50 million Medicare recipients onto a non-existent private insurance market would be both treacherous for seniors and a political non-starter.
FORBES: The Deal Dems And GOP Could Strike On Medicare And Health Reform
The latest alternative would be a system of non-profit health insurance cooperatives modeled after rural agriculture co-ops.
But as drug prices in America have climbed and fewer people are covered by health insurance (18.4% of the non-elderly population had no insurance in 1998, up from 14.8% ten years earlier) patients have become aware that Canada and Mexico can sometimes provide the same drugs at half the price.
First Manhattan, a consultancy, reckons that one-third of the improvement in big American banks' earnings since 1993 comes from three non-recurring factors: lower deposit-insurance premiums, smaller provisions for loan losses and a wider gap between market interest rates and the rates banks pay depositors.
But are the Bermudan pair right that the future lies in the development of non-traditional, financial insurance?
At its heart, a co-op is a non-profit, member-run system for providing insurance plans.
In 2008, over 90% of non-elderly Americans with private insurance received it through their workplace.
The FDIC will also expand deposit insurance for non-interest-bearing transaction accounts used by many small businesses.
These economists believe uninsured non-actors often raise health insurance by not participating, and by receiving healthcare as a matter of law with little or no payment.
FORBES: The Economics of the Mandate Don't Matter: It's Constitutional
The FDIC also said it would provide unlimited deposit insurance for non-interest-bearing accounts, which are mainly used by small businesses to cover payrolls and other expenses.
Worse, nearly 10 percent of reverse mortgage borrowers were at risk of foreclosure due to non-payment of taxes and insurance as of February, 2012, according to the CFPB report.
FORBES: Reverse Mortgages Fall Short of Their Potential, Says a New Government Report
This is not to say that the uninsured are the only issue with healthcare, but their non-participation in the health insurance industry affects those who do buy insurance in a more complex manner than in other industries.
FORBES: The Economics of the Mandate Don't Matter: It's Constitutional
Under the new program, the FDIC will provide full insurance coverage for non-interest- bearing accounts until the end of next year.
This phenomenon would be far worse had not the FDIC extended unlimited insurance coverage to non-interest-bearing deposit accounts through the end of 2012.
FORBES: We Need QE3 Like We Need A (Jackson) Hole In The Head
Thank goodness SSDI can fill this void, since because of its non-specificity of symptoms, health insurance companies often turn down these highly subjective claims.
FORBES: Fraud And Disability Equal A Multibillion Dollar Black Hole For Taxpayers
Youth-serving non-profit corporations should purchase additional insurance unique to their needs.
FORBES: The Basic Steps In Starting A Non-Profit Corporation
Last week Mitsui Mutual, the weakest of the seven, joined in an alliance with Sumitomo Mitsui Bank, Sumitomo Life and Mitsui Sumitomo Insurance, a non-life insurer.
Non-life belongs to four firms, under the state-owned General Insurance Corporation.
Consider your life insurance a fixed and non-negotiable expense in the same way you would your mortgage or car payment.
At the same time, business needs to extend some social-insurance schemes to cover non-regular workers, and improve conditions for non-regular workers with such things as better child-care provision and more training.
应用推荐