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For non-EEA passengers, the target of clearing 95% within 45 minutes was met on 11 of those 15 days.
WSJ: Border Delay Data Leave Fliers Up in the Air
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It took the intervention of Congress and the Securities and Exchange Commission to set up the Depository Trust and Clearing Corporation which moved American non-government securities markets from seven settlement agencies to one settlement organisation and one central counterparty.
ECONOMIST: Securities exchanges
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In the mid-1980s, when MasterCard entered the market, the clearing system between banks in different cities was (and is) almost non-existent: a cheque could take up to a month to clear, and many sellers would not release goods until it did.
ECONOMIST: Who��d have credited it?