We all want our goods and services, but before long, no one will want to buy a good or service produced by a human, because the goods and services produced by the machines, will be far better quality.

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"We have investors who want to buy, but no one on the other end that wants to sell, " said Judith Klugman, a managing director at Swiss Re Capital Markets, a unit of Swiss Re, which is both a major issuer of catastrophe bonds as well as a major market maker in the bonds.

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Or maybe the devices remain useful and beautiful, but, for one reason or another, people no longer want to buy them.

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But no one, with the possible exception of students, will want to buy a single chapter of most books.

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" Civil servant Roger Sutojo figures the Timor "may take some of the small van market, but no one who aspires to own something like the Toyota Corolla is going to want to buy this.

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"The thinking has shifted from no one is going to buy a house ever again, to if people decide they want to get back into houses, this is bad for apartments, " said Joel Beam, fund manager for Forward Select Income Fund.

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