There is no pressure on either institutions or private individuals to load up on oil because it can be seen that they are going to do well in the next year or so.

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Brown's investing strategy is momentum-based: She owns no-load funds outperforming their peers based on one-, three-, six- and 12-month performance.

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And while there is no doubt the political machines themselves will load up on the Nate Silvers in the coming months and years, many of us will still be subsisting on high calorie, high-fat political thought ten years from now.

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My policy on bond investing is to only use open-end no load Institutional class mutual funds to invest in bonds.

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It's rare, but sometimes a good manager at an expensive load fund can be found making a little extra money on the side by also running a cheaper, comparable no-load fund.

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