Some workers could be automatically enrolled into mutual funds that are too conservative or too risky for their liking, or they could assume that their 401(ks) are another form of Social Security that will be guaranteed no matter what the return of the stock market.

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My own experience is tax payers who attempt to abuse the system will do so no matter what the form of the business.

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The partners expect to see some form of product demonstration, no matter how primitive.

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