For example, while my Amex charges 2.7%, the Platinum Card from Amex has no foreign transaction fees.

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It also often proves sensible to apply for a card with no Foreign Transaction Fees prior to departing.

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For their part, Capital One charges no foreign transaction fees on their cards, and Discover looks similarly attractive, having ditched foreign transaction fees last fall.

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Two months ago I wandered into a Schwab office and asked to apply for the card to cash in on its no foreign-currency transaction fees policy before an overseas vacation.

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Similar to a credit card, shop around and look for a bank or credit union that offers a debit card with no international ATM withdrawal fees or foreign transaction fees.

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