Do you no longer have easy access to an HR generalist who can help you think through tricky employee issues?

FORBES: What Happened to Human Resources?

Getting into the Y Combinator is no easy feat but the rewards are access to the best start-up resources the world has to offer. 20% of the applicants get interviews and 30% of those interviewed are accepted, Frenkiel estimated.

FORBES: How Eric Frenkiel's MemSQL Got In To Y Combinator

At the start of this month, the average rate on an easy access savings account with no bonus was only 0.76%.

BBC: Peer-to-peer lending tempts hard-hit savers

There is no easy way, for example, to access photos, music or video from a personal cloud or entertainment subscription when away from a PC, smartphone or tablet.

ENGADGET: Dell's Project Ophelia: an Android 4.0 stick that turns any display into a PC

All access points, including the headphone and HDMI ports are within easy reach so there is no searching around under the desk or behind large PC towers.

ENGADGET: Medion Akoya P2004 gives the UK an understated 24-inch all-in-one for ?500

Without easy access to information, farmers cannot know what price is fair for their goods, traders have no alternative to buying imports from local sources, doctors rely on ancient technology, voters can make no informed choices.

ECONOMIST: Tapping into Africa