Across the U.K. animal-rights vandals pulled such stunts as jamming NatWest's cash machines with superglue.
That is not true of another big trade, cash-handling: NatWest is not a night-club.
He said NatWest would consider both bids equally without regard to their hostile nature.
The Bank of Scotland said NatWest would remain a separate unit, retaining its name.
The bank, which owns NatWest, is Britain's fifth largest mortgage lender with a 7% market share.
Other lenders to offer similar deals were the RBS group (including NatWest), Santander and the Nationwide.
Account holders at RBS and NatWest faced disruption for about two weeks owing to the problems.
But NatWest, Britain's biggest bank by assets, is meanwhile facing a spot of bother.
Martin Owen, the head of the investment-banking division, NatWest Markets, has obligingly fallen on his sword.
It drew a parallel with NatWest's ill-fated attempt at an insurance takeover in 1999.
Of course, NatWest's shareholders now really do have something meaty to get their teeth into.
The Scot gets our nod not merely because he quickly turned around the underperforming NatWest.
Then last month it agreed to sell NatWest Life to Prudential, Britain's biggest life insurer.
TSB, Britain's most profitable bank, NatWest itself and Barclays which, like NatWest, has long been an underperformer.
Through its stake in Royal Bank of Scotland, it might become involved in a bid for NatWest.
Royal Bank of Scotland and Natwest customers were also unable to withdraw cash for several hours on Wednesday.
Alison complained to NatWest that she had been overpaying her premium for years and she should be refunded.
HBOS, which unveiled decent results this week, and NatWest have been at it for a couple of years.
NatWest Bank claimed that it had completed testing its machines and had no plans to shut them down again.
But these small cuts came after increases which were replicated by big lenders such as the Halifax and NatWest.
His company's second, increased offer was good value for NatWest shareholders, he added.
Mr Rowland hinted that NatWest had fielded other approaches, but would not elaborate.
If any banks do splash out in America, it is certain now that NatWest will not be among them.
They are from the NatWest, the Nationwide, Santander, the Halifax and Northern Rock.
Tim still does not know how fraudsters were able to obtain these details and NatWest will not tell him.
The talk now at NatWest is of transferring capital to the safety of the high street (see article).
"I found it really fascinating, " says Sandra Bruce who works for bank NatWest.
If it is to shed NatWest Markets, NatWest may have to endure losses as painful as those of Barclays.
That hardness came across in the tense months when RBS was the underdog in the hostile battle for NatWest.
Rumours are swirling around the City that the bank has racked up another big trading loss, which NatWest denies.
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