Well the French financial firm, Natixis, has done a quick, dirty and gripping analysis.

BBC: If RBS needs capital, taxpayers will suffer

Alan Gould, an analyst with Natixis Bleichroeder, says Malone will at least look at Yahoo!

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Natixis assumes the following percentage writedowns (or "marks") on Greek, Irish, Portuguese, Italian and Spanish debt, respectively: 70%, 40%, 40%, 20% and 20%.

BBC: If RBS needs capital, taxpayers will suffer

The problem, as Natixis money managers warn, is that far too many people believe that it will fall to someone else to dig them out, once push comes to shove.

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Wells Fargo Securities, Natixis, and Mizuho, according to sources.

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Speaking at a lunch hosted by Natixis Global Asset Management in New York Wednesday, Rolley said he expects to go over the fiscal cliff, but that the impact will likely be tempered by whatever ultimate decisions are made by Congress.

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Now what is quite striking is that on Natixis's calculations, the banks that would have to raise the most capital are from Italy and Greece, for the obvious reason that they have greatest exposure to their respective governments, and from Germany.

BBC: If RBS needs capital, taxpayers will suffer