People assume this complexity is an artifact of not having a national health insurance program.

FORBES: Magazine Article

Obama's health care plan includes the creation of a national health insurance program for individuals who do not have employer-provided health care and who do not qualify for other existing federal programs.

CNN: Obama accuses McCain of looking for distractions

In 1945, months after Earl Warren proposed compulsory health insurance in California, Harry Truman proposed a national program.

NEWYORKER: The Lie Factory

The Community Living Assistance Services and Supports (CLASS) Act, the national long-term care insurance program included in the 2010 health reform law, is on life-support.

FORBES: The CLASS Act on Life Support