The National Association of Personal Financial Advisors (NAPFA) is the leading professional association of fee-only financial advisors.

FORBES: Fee-Only Financial Planner: What's the Difference?

To find an hourly fee-based financial planner in your area you can go to GarrettPlanningNetwork.com or NAPFA.org.

FORBES: Four Questions To Find The Right Financial Advisor

Financial Advisors: Please join Steve Forbes, Bill Gross, Burton Malkiel and others in an interactive online conference hosted by NAPFA and Forbes.

FORBES: The Early Retirement Income Challenge

My parents started their own firm during the early days of NAPFA. One of the best parts of my education was mentoring under my father, George Marotta, who I consider a financial Rembrandt.

FORBES: Five Red Flags You Picked The Wrong Financial Advisor

The websites of the Certified Financial Planner Board of Standards (cfp.net) and the National Association of Personal Financial Advisors (napfa.org), have membership directories, listing hundreds of advisers in all parts of the country, that allow users to search by name or location.

WSJ: Borrowers Could See Higher Interest Rates

Although it may seem like a secret, real financial planners are to be found, and a good starting point is the advisor search on www.napfa.org, the financial planning association with the highest continuing education requirements and a no-commission mandate.

FORBES: 3 Ways To Simplify Your Money Management

First, there is a huge difference between fee-only , a requirement to be part of the National Association of Personal Financial Advisors (NAPFA), and fee-based , a term created by the commisioned based world in the hopes that consumers would confuse them with truly fee-only advisors.

FORBES: Aiming For Advisors