High-school students seem obsessed with the value of the name of an institution.

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Summarize your assets and liabilities, including the account number, name and contact information of each institution.

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Then we have to consider the long-term worth of earning a college degree from a brand name institution.

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For instance, he said, it can pull out people using the same bank account, have similar flat numbers or it could spot the person who spells their name different at every institution they use in a bid to hide the stages of a sophisticated scam.

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"The worry is that adding any encryption would hit performance, and performance is everything, " said one security director of a financial institution attending the talk, who asked not to have his name or employer revealed.

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