I've even had to talk about this with my own parents who have often asked me what I think about this plan and this plan.

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So I really think that there is a lot of pressure on me to really set myself up for my own retirement and my parents.

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My parents started their own firm during the early days of NAPFA. One of the best parts of my education was mentoring under my father, George Marotta, who I consider a financial Rembrandt.

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Too early for anything but the Babies' Ward (officially called the Children's Ward), where I went every afternoon to take the babies in my lap for a wheelchair spin around the walkways, pretending they were mine for keeps, these orphan babies whose parents were off in their own houses in other towns, like my parents three hundred long miles away in Washington.

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As an adult, I have seen few trick-or-treaters in my own neighborhood, and assumed that parents had decided it was too dangerous to let their children go door-to-door.

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So you have people who own their property, like my parents did, whose insurance policies were not recognized.

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I'd always tell you where I stood. (Applause.) And, most of all, I would wake up every single day thinking about you, thinking about how to make your lives a little bit better. (Applause.) Because in you I see my own life, and everything that my parents and grandparents struggled for.

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My own children have all lost friends from their homes in south London when the parents, wanting to do the right thing, take them away from the city amid fears of violence and knife crime.

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They succeeded: My three brothers and I each own homes and by financial measures have done better than our parents.

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In college, I used my own money to buy clothes or take trips, while many friends were still fully supported by their parents.

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Partly this magic was created by my parents, who told me in no uncertain terms that I would never, ever be allowed to own one.

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