They also don't apply to mutual-fund transactions during 2011 or stock acquired in connection with a dividend reinvestment plan.

WSJ: There Are Few Changes to Contend With for the 2011 Tax Year

The competition is pushing up the rates offered on deposits (some online banks are paying as much as 6% on current accounts) and pushing down commissions on mutual-fund transactions, option trades and other deals.

ECONOMIST: Brokers can still make money. But not from brokerage

Justen says all data lounges on servers at MyBizHomepage.com and is kept safe using the same kind of protections that big banks like Washington Mutual or retailers like Amazon.com use for their online transactions.

FORBES: Magazine Article

If you're selling stocks or mutual funds, you may need up to four days for the transactions to clear and the funds to be available, warns Fidelity spokeswoman Jennifer Engle.

FORBES: Magazine Article